Solo Base
$40
One timeFor one person.
- Payday-by-payday cash flow plan
- About 6 months in detail, plus a table of your full year
- 2 follow-up questions
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A budget plan built from your own numbers.
Not a template and not homework. For anyone who wants clarity with money, whether you live paycheck to paycheck or have room to spare.
- Reviewed by a real person
- One-time price
- Your plan in 1 to 3 business days
A plan that meets you right where you are.
Period-by-Period Breakdown
Sample plan, paid every two weeks| P# | Dates | Paycheck | Bills | Fun Money | To/From Savings | Savings Bal. |
|---|---|---|---|---|---|---|
| 5 | Oct 23-Nov 06 | $3,120.00 | $1,923.62 | $215.00 | +$221.38 | $5,450.38 |
| 6 | Nov 06-Nov 20 | $3,120.00 | $465.62 | $215.00 | +$1,679.38 | $7,129.76Savings goal reached |
| 7 | Nov 20-Dec 04 | $3,120.00 | $1,881.62 | $215.00 | +$263.38 | $7,393.14 |
| 8 | Dec 04-Dec 18 | $3,120.00 | $710.62 | $215.00 | +$1,434.38 | $8,827.52 |
| 9 | Dec 18-Jan 01 | $3,120.00 | $231.62 | $215.00 | +$1,913.38 | $10,740.90 |
| 10 | Jan 01-Jan 15 | $3,120.00 | $2,248.62 | $215.00 | -none | $10,740.90 |
How it works
Four steps. You do the first two. I do the third.
Pay
Pick your plan and pay through secure checkout. You get a private link to your form by email.
Fill out the form
Have your income, bills, and debts handy. The form saves as you go. See what to have ready with the Solo checklist (opens in a new tab) or the Joint checklist (opens in a new tab).
Get your plan
Your plan arrives by email as a password-protected PDF you keep. It is reviewed by a real person and arrives 1 to 3 business days after your form is in.
Use Live
Budget Roadmap Live shows what to do with each paycheck. You get about 6 months of access.
Pick your plan
Solo fits one person, or couples who pool all their money. Joint fits couples who mostly keep money separate but share some bills, debt, or savings goals.
Solo Premium
$55
One timeBase, plus your debts.
- Everything in Base
- A debt payoff strategy built for your debts
- An estimated debt-free date
- 4 follow-up questions
Joint Base
$80
One time, for both of youFor two people with mostly separate money.
- Both partners' numbers side by side
- Payday-by-payday cash flow plan
- 4 follow-up questions
Joint Premium
$100
One time, for both of youJoint Base, plus your debts.
- Everything in Joint Base
- A debt payoff strategy and an estimated debt-free date
- Combine Forces: see how you could pool extra debt money and split it your way.
- 6 follow-up questions
Every plan includes Budget Roadmap Live.
What Budget Roadmap Live does
Live is the online version of your plan. You sign in with an emailed link or code. No password.
- Shows what to do each paydaySee how to split your paycheck between fun money, savings, and extra toward debt.
- Keeps up when life changesUpdate your numbers each payday. Change a bill, a due date, or an interest rate.
- Lets you try "What if?"Test an idea and see an estimate before you change anything.
- Lets you ask me a questionYour question count shows on screen, like "2 of 4 left."
Example screen
Payday, Dec 4
$3,120.00
- Bills$710.62
- Gas$180.00
- Groceries$580.00
- Fun money$215.00
- To savings$1,434.38
Numbers from the sample plan above.
Meet the Mark Club
You do not have to do money alone.
Budgeting is easier with people who get it. The Club is a judgment-free community for anyone working on their money, with a live webinar every month.
Monthly live webinar
One money topic each month. Ask questions anonymously.
Share your wins
Post a win, big or small. Members cheer you on.
Talk it through
Join discussions and vote in polls. Your display name keeps you private.
Shape the Club
Use the suggestion box to say what we cover next.
Also included: a library of templates and past recordings. You do not need a plan to join. The Club teaches general budgeting and debt basics. It does not give advice on your own numbers.
$14.99/moor $149/yr
$9.99/moor $99/yr, founding price for the first 30 members
Pay yearly and get 2 months free.
Join the ClubWhat a plan looks like
A PDF built from your numbers. Every pay period gets a row. Color tells you how that period is going. Tight does not mean broken.
Tight pay period
Fun money got trimmed. Every bill still gets paid. Nothing is wrong.
Savings covered a gap
Income fell short, and your savings filled it. This is the plan working.
Milestone
Money moved to savings, or you paid off a debt.
Who is behind it?
I’m Destiny Marks, owner and founder of Meet the Mark Budgeting. My mission is to help people see clearly where their money comes and goes.
In my time as a social worker, I have seen over and over that money sits at the root of so many other problems. Some people stress over not having enough. Others do not know what to do with extra. That stress can strain relationships, cost sleep, hurt health, and pile on more stress.
I know what that feels like. So I built the Budget Roadmap to bring clarity to your finances, and a little hope.
The plan is judgment-free. It meets you where you are, not where you think you should be. No judgment. No shame. Just real numbers for real people.
Every plan is reviewed by a real person.Quick answers
Your form is private and saves as you go. Your PDF is password protected. When Live ends, your numbers are kept 60 days, then deleted. Read the Privacy page (opens in a new tab) for details.
Sometimes the numbers show a plan cannot work yet. If that happens, I will tell you directly and refund you in full. You will not pay for a plan I could not build.
No. You send your income, bills, and debts. I do the math. The plan is not homework.
Pick Solo if you are one person, or if you and your partner pool all your money. Pick Joint if you mostly keep money separate but share some bills, debt, or savings goals.
Live access ends at midnight Central, about 6 months in. Your PDF is yours to keep. If your numbers change a lot, you can buy a new plan.
Once you submit your form, I cannot refund a plan, because the work starts right away. The one exception is a plan I cannot build. Then you get a full refund. Read the Terms (opens in a new tab).
Questions? Ask me.
Send a note and I will answer by email.
Need help paying? I open scholarship spots each month. Email me to apply for a scholarship spot.
Grab your numbers. Get your plan.
Most of the work is starting. The checklist makes that part easier.
Get my plan